How To Cut Back On Medical Expenses To Save Money For Your Children’s Education

Being a parent with fibromyalgia means that a lot of your money goes to healthcare. According to the US National Library of Medicine, 34 percent of people with fibromyalgia spend between $100 and $1,000 above their insurance to visit healthcare professionals when they need them. When you think of the future and securing your children’s education, you might be filled with lots of worry. There are tax benefits that help you save money, but there are also other ways you can manage financially.

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How to Cut Back on Your Medical Expenses

Get A Discount On Your Medication 

You rely on regular medication, such as pain drugs or antidepressants, but you should check for programs that offer discounts on these drugs. This can go a long way to easing your finances, giving you more money to put away for your children’s college fund every month. The average cost of fibromyalgia medication is between $90 and $200 every month, while the addition of physical therapy every month will cost between $50 and $350 or more per session. That adds up to a lot of money! Visit NeedyMeds.org, a website that allows you to search for drugs you need and then see if there are any programs that offer the drugs at a low or no cost.

 

Apply For Social Security Insurance (SSI)

There’s fibromyalgia disability available if you can prove your condition is permanent and if it means that you can’t work. The Social Security Administration (SSA) states that disability means being unable to do substantial activity, and your condition must negatively affect your career in order for you to be considered for this insurance. When applying for social security insurance, your education, age, and abilities will be taken into account. The SSA also wants to be sure that other health problems have been ruled out by your doctor, so you want your doctor to maintain records of your healthcare and fibromyalgia histology as these will improve your chances of getting insurance. When completing disability forms, it helps to focus on the frequency, duration, and severity of your illness, to show how it prevents you from earning a full-time income.

 

Deal With Medical Debt

If you’re swamped with medical debt, it can be really difficult to save money for other things, such as your children’s education. However, you can tackle medical debt in a new way. An example is to check with your hospital or a debt relief company to find out if you can negotiate lower payments to help you deal with your medical debt in a more manageable way. No matter what your medical situation is, you should always consult with a debt counsellor to see if you can work out a payment plan for your bills that suits your bank account.

 

Conclusion

Fibromyalgia can be a painful and sometimes debilitating condition. To make matters worse, it can be expensive to deal with it. Financial stress can be a heavy load to carry but there are ways in which you can save money on your medical expenses so that it can go to other important things in your life, such as your family and children’s future education.

 

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Brandi

I'm Brandi, follower of Christ, wife to an amazing, supportive husband, blessed mother to four sweet children, and a fellow spoonie. Facebook-+-Twitter-+-Instagram

3 thoughts on “How To Cut Back On Medical Expenses To Save Money For Your Children’s Education

  • March 8, 2018 at 3:44 am
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    It seems you have done necessary testing. Could be vallecula epiglotis protrusion. One other possibility is to get evaluated for fibromyalgia. Unexplained pharyngeal pain and swollen lymph nodes are one of the signs of fibromyalgia. There is no direct test for fibromyalgia which makes it hard to diagnose. But there are pain pressure points in your body your doctor can check to evaluate fibromyalgia. other symptoms include general pain, fatigue, and cognitive issues.

    Reply
  • May 18, 2018 at 8:16 pm
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    Thank you for the blog post. Jones and I are already saving for a new book on this subject matter and your blog post has made us to save all of our money. Your ideas really responded to all our inquiries. In fact, above what we had known in advance of the time we discovered your wonderful blog. I no longer have doubts and also a troubled mind because you have completely attended to the needs right here. Thanks

    Reply

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